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HRA Exemption Calculator

How much of your house rent allowance is tax-free — the least of three statutory limits.

The basic + dearness allowance components of your salary

The HRA component in your salary structure

Actual rent paid for your home

Your city

Tax-free HRA

₹13,000/mo

₹1.56L exempt per year · ₹7,000/mo of your HRA stays taxable

The exemption is the least of these three

HRA you actually receive₹20,000
Rent paid − 10% of basic₹13,000
50% of basic + DA₹25,000

Old regime only. The new tax regime does not allow HRA exemption. Compare both regimes with our Tax Regime Calculator →
Assumes the same salary and rent all 12 months. Rent above ₹1L/yr requires the landlord's PAN.

Rent is one line of your money — see the whole picture →

Muktify shows your Freedom Score and the date work becomes optional — from 4 numbers.

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Educational estimate on your inputs — not tax advice. Verify with a tax professional before filing.
Not investment advice. Not SEBI-registered.